Your wealth should give you freedom

To enjoy life, explore the world, and pursue your dreams.

Comprehensive Wealth Management

Life is full of changes, both good and bad. These changes often call for adjustments to your financial strategy. That’s where we come in. WheelerFrost designs and helps you implement financial solutions that allow you to live your ideal life while maintaining financial security–regardless of your circumstances.

  • Interested in growing assets and planning for retirement
  • Ready to retire and draw income from an investment portfolio
  • Suddenly single and seeking a financial partner
  • Saving for higher education.
  • Looking to invest proceeds from a recently sold business
  • Received an inheritance and unsure about how to protect it
  • Needing funds from investment accounts to pay for unexpected expenses
  • Unhappy with their current adviser and searching for truly independent financial advice
  • Too busy to design, build, and monitor their own investment portfolio
  • Needing advice on Roths, IRAs, pension rollovers, and retirement plans
  • Seeking guidance on stock options, grants, and executive compensation
  • Estate & Trust Planning Services
  • Retirement Planning
  • Insurance Analysis
  • Investment Management
  • Collaboration and coordination with your other advisors
GDM Stairs 2016

Investment Management

You deserve to have your portfolio managed by people you know

In-house management

We understand that every investment situation is unique and we strive to manage your portfolio in a way that is compatible with your investment objectives and orientation to risk, in a time-frame that meets your needs. Managing your money is our business. Your objectives matter. Our investment team, our CIO, Portfolio Managers, and our Investment Committee are involved in the process.

Investment philosophy

We know that you want to reduce your risk, keep your cost of investing down, and minimize taxes. We believe management of your investments is best when your managers are in-house, where you can communicate with them directly. Our team studies numerous independent research services to make our investment decisions and monitor your portfolio to make sure it is in line with your long-term investment objectives

Code of ethics

WheelerFrost believes that fee-only compensation is the best way to meet our fiduciary responsibility to you. We strive for excellence and to provide our services in the utmost ethical manner. This is why we promote and adhere to the CFA Institute’s Statement of Investor Rights. As CFP® practitioners and CFA charter holders, we are bound by both the CFA and CFP® code of ethics.

Other Services

Wealth Management.

 

 

 

 

WFA Private Trust Services

Building a strong foundation

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We’re on a mission to make your life and business run smoothly while we help you build and protect your wealth. That’s why we created WFA Private Trust and it’s why we partner with National Advisors Trust Company, FSB*. Working alongside local estate planning professionals we make ourselves available to act as your trustee and investment management solution provider.

If you’re looking for a cost-effective, flexible answer to your trust management needs that is armed with local support, security and expertise, look no further. By working with National Advisors Trust, we deliver a comprehensive, locally managed trust service solution.

* Regulated by the Office of the Comptroller of Currency (OCC), a bureau of the U.S. Treasury Department, and a member of the Federal Deposit Insurance Corporation (FDIC) NATC assures that your assets are secure.

Retirement Planning

Looking forward to a new chapter

boat

Live the life you want; retirement can bring freedom, growth, and joy, if you plan for it. When was the last time you took a realistic look at your expectations for the future?

Your retirement planning vision

Your dreams

As your ideas evolve over the years, WheelerFrost can be an excellent resource for learning how to get what you want out of retirement.

  • Moving closer to family
  • Traveling more
  • Learning new things
  • Volunteering

Your life

A big part of developing your plan involves asking the right questions early on, and getting realistic answers tailored to your situation.

  • How much money will I need?
  • How do I reduce my taxes?
  • How do I leverage my business?
  • How should I invest my assets?

Your plan

Although we can’t predict the future, we can continually test your plan to determine the impact of these, and other, factors.

  • Varying inflation rates
  • Returns on investments
  • Life expectancy
  • Costs of health care and long-term care

Your wealth

Our team of Chartered Financial Analysts and Certified Financial Planners will help you develop a retirement portfolio by considering

  • Cash requirements
  • Current income
  • Growth of the portfolio
  • Tax management

Estate Planning

Complete your legacy

We can meet your unique estate planning needs now and help ensure that they are in place for generations to come. We have 50 years experience working with families and businesses on complex estate planning issues. We offer private trust services through WFA Private Trust.

estate planning

Benefits of Estate Planning

Choose who will benefit

Your estate plan should reflect your values and let you decide how to distribute your wealth.

  • Who do I want to receive my assets: family, charity, community, friends?
  • How can I ensure that my assets will provide for future generations?

Reduce your estate taxes

We’ll work with you and your other advisors to minimize your estate taxes through:

  • Estate transfers
  • Charitable planning
  • Other techniques

Maximize your estate’s value

We are qualified to assess the value of your estate and advise you on how to make the most of it.

  • How much will it take to fulfill my wishes for my heirs?
  • How does my business impact my estate plan?
  • Is life insurance part of my plan?

Emerging Investors

Low cost wealth management solutions

 

All too often we hear stories of emerging investors that want to start building their investment portfolio even though they don’t meet the minimum requirements of investment firms. That’s why we created the Model Portfolio Program. This innovative opportunity provides emerging and small investors with simple, low-cost wealth management solutions through Exchange Traded Funds. If you’re not quite ready for an individually tailored investment portfolio but are eager to find a low-cost, entry-level program that will allow you to begin building your portfolio under the expertise of our wealth management experts, the Model Portfolio Program may be exactly what you’re looking for.

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Employee Benefits Consulting

Making your employees’ retirement plans better

employee benefits

Over 50 years ago, that is before ERISA, we started helping employers design, administer, and fund company retirement plans, and other non-qualified (no tax benefits) benefits for their employees. We have seen the changes brought by Federal regulations and economic shifts. Through it all, we have maintained our fiduciary responsibility to the employer and its employees. We look forward to helping you make good decisions for your company and your employees.

Independent advice putting you, your company, and employees first

Determine the right plan

Your company is unique, so why should your benefits plan be any different? We will help you design a plan to fit the requirements of your company.

  • 401k Plan/Profit Sharing Plan
  • Money Purchase Plan
  • Defined benefit plan
  • Employee Stock Ownership Plan (ESOP)
  • Executive deferred compensation

Your fiduciary responsibilities

As a plan sponsor, you have fiduciary responsibilities. We share your fiduciary burden by providing:

  • Participant education
  • Complying with changing laws and regulations
  • Investment due diligence

Managing plan assets

At WheelerFrost you can count on:

  • A solid background in managing portfolios
  • Unbiased advice
  • Collaborative relationships with your other advisors
  • Full disclosure of costs

Athlete Wealth Advisory

Rookie or veteran, we can help you achieve your goals

athlete wealth advisory

Your athletic talent has made you one of the top wage earners in America and you’ve earned the right to enjoy your wealth. However you choose to spend your money, we can help you establish realistic expectations so your future is secure.

We’ll work as a team with your other trusted advisors to provide direction, support and accountability so you’re positioned for lifelong success. We’ll do more than take good care of your money; we’ll walk with you and your family through all the seasons of your life. Make us part of your team. Our goal is to help you grow and protect your wealth, and we have the experience to do it:

  • Clients include active and retired professional athletes
  • National Football League Players Association (NFLPA) Registered Financial Advisor
  • Founding member of the Sports Financial Advisors Association (SFAA)
  • Our team includes Chartered Financial Analysts® (CFA), Certified Financial Planners® (CFP®), and a Chartered Financial Consultant® (ChFC)
  • Fee-only with no commissions and no hidden charges

Your life, your game plan with a lifetime mentor


Care for your family

Wisely handling family and finances is usually a top priority.

  • How do I set aside money to educate my kids?
  • Setting boundaries for requests from family and friends?
  • How do I manage expenses?

Build your legacy

We’re prepared to help you build a legacy that reflects who you are and what you stand for.

  • How do I want to be remembered?
  • How can I support my favorite charities?
  • Should I establish my own foundation?

Invest your money

Investing is not a zero-sum game – it pays to have a strategy.

  • What should I do to make the most of my bonuses?
  • How can I minimize my taxes?
  • What’s the best way to evaluate business opportunities?

Prepare for your future

We’ll work with you to build a strong foundation, wherever your career takes you.

  • What do I need to understand about my retirement and other benefits?
  • How do I capitalize on my brand?
  • Should I start my own business?

Family Legacy Planning

Let us help you begin living your legacy

A good plan can provide specific answers to your questions and raise key points for consideration, like

  • What values have guided me?
  • How can I share my values with my children and future generations?
  • How do I prepare my children to manage their inheritance?
  • What is my vision for future generations?

Building the perfect legacy plan

Create a framework

We start creating a framework by identifying the priorities of you and your inheritors:

  • Values and life lessons
  • Instructions and wishes to be fulfilled
  • Personal possessions of emotional value
  • Financial assets

Develop your plan

We’ll guide you and your family through these important steps to produce a values-driven plan.

  • Review family history
  • Identify roles
  • Plan for major family transitions
  • Identify individual family member’s goals and values

Draft your plan

We’ll coordinate with your other advisors to draft the blueprint for your plan, including:

  • Reviewing and amending your estate planning documents
  • Ensuring unity between your legacy plan and your investment plan
  • Deciding on your family’s charitable goals
  • Monitoring and adjusting your Legacy Plan for the future